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Up

Online

Active products

6

Lowest variable

5.70%

Lowest fixed

6.35%

Lowest comparison

5.70%

Last updated

29 Apr 2026

Up is the digital-only banking brand owned by Bendigo Bank, originally a transactional/savings app and now offering home loans via the Up Home product. Up Home is variable-only, has 100% offset, and is delivered entirely through the Up app — no calls, no PDFs.

1 Up home loan products

Online

Owner-occupierVariableP&IOffsetRedrawExtra repayments

Interest

5.70%p.a.

Comparison*

5.70%p.a.

Monthly repayment

$2,902

LVR —

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